Minimum qualifications for the Housing Rehabilitation programs include: properties must be located within the city limits of Longmont, households must meet income guidelines, and properties must be owner-occupied (see Accessibility Program description for exception). Additional qualifications apply, for more information contact Molly.
Income Limits: Household's income may not exceed the limits based on household size. For specific program income limits, please refer to the program descriptions below.
For questions and to request an application packet, contact Molly McElroy at email@example.com, or (303) 774-4648.
General Repair Program
Designed to help income qualified homeowners fix problems in their homes such as roofing, plumbing, heating, electrical, etc. Up to $25,000 in assistance is provided in the form of a deferred or low-interest loan, and is prioritized to eliminate health and safety issues, correct code violations, make the home more energy-efficient, and undertake cosmetic improvements.
To qualify for the General Rehabilitation Program:
- Total household income may not exceed 80% of the area median income based on household size.
- Property must have sufficient equity to cover the loan
- For households that earn between 51% and 80% of the area median income, a 3% interest loan is repaid over 10 years
- For households that earn below 50% of the area median income, a deferred loan is available. The loan is repaid when the home is sold, refinanced or title is transferred.
- Mobile homes are ineligible for this program. An exception may be made for homes with a permanent foundation on land that is owned by the occupant.
This is for income qualifying renters or homeowners with a disabled or elderly family member to make a home more accessible. Improvements can include construction of ramps, widening of doorways, and modifications to bathrooms and kitchens.
For owner-occupied properties,
- A maximum of $5,000 in assistance in the form of grant
- Projects above $5,000 to a maximum of $10,000 will be as a forgivable loan (one-fifth of the amount of the loan is forgiven each year the homeowner continues to owner-occupy the property so that the entire debt is forgiven after 5 years)
- Mobile homes are eligible for the grant
For tenant-occupied properties,
- A maximum of $10,000 in assistance will be as a forgivable loan (one-fifth of the amount of the loan is forgiven each year a disabled tenant continues to rent the property)
- The property owner will sign an agreement to make the rental property available for persons with disabilities for 5 years after which the full loan amount is forgiven.
To qualify for the Accessibility Program:
- Total household income may not exceed 80% of the median income based on household size.
- For the forgivable loan, homeowners must have sufficient equity in the home to cover the loan
Mobile Home Repair Program
This grant, up to $5,000, assists mobile homeowners at or below 50% of the area median income (AMI) to make emergency repairs that pose a serious threat to the health and safety of the family and weatherization repairs.
Mobile homes located on a pad or cinder blocks, that have the axles removed, and are located on property not owned by the homeowner are eligible.
Examples of Eligible Work
- Replacement of furnace that has failed
- Replacement of water heaters that have failed, and plumbing work
- Insulation, storm windows, caulking, etc.
Emergency Repair Program
Assists qualified homeowners with emergency housing problems that pose an immediate threat to the health and safety of the household. A maximum of $3,000 may be granted to correct emergency conditions including an inoperable furnace or water heater, and potentially hazardous plumbing and electrical systems. This assistance is in the form of a grant and is not required to be repaid.
To qualify for the Emergency Repair Program:
- Total household income may not exceed 50% of the area median income based on household size.
- Mobile Homes are ineligible for this grant.
Equal Opportunity: In accordance with the provisions of the Equal Opportunity Act, there will be no discrimination against an applicant for these benefits on the basis of age, source of income, sex, race, marital status, sexual orientation, national origin, religion, or handicap.
Reasonable Accommodation: If you or a member of your household is an individual with a disability, you have the right to request reasonable accommodation for that disability. The City of Longmont is committed to assuring that each individual has an equal opportunity to the use and enjoyment of the benefits of this program. For more information, contact the Rehabilitation Program at 306-774-4648.
TTY service for those individuals with hearing and speech disabilities is available through Colorado Relay Service at 1-800-659-3656.