For questions and to request an application packet, contact Molly McElroy at [email protected], or (303) 774-4648.
Minimum qualifications for the Housing Rehabilitation programs include: properties must be located within the city limits of Longmont, households must meet income guidelines, and properties must be owner-occupied (see Accessibility Program description for exception). Additional qualifications apply, for more information contact Molly.
Income Limits: Household's income may not exceed the limits based on household size. For specific program income limits, please refer to the program descriptions below.
General Repair Program:
Designed to help income qualified homeowners fix problems in their homes such as roofing, plumbing, heating, electrical, etc. Up to $25,000 in assistance is provided in the form of a deferred or low-interest loan, and is prioritized to eliminate health and safety issues, correct code violations, make the home more energy-efficient, and undertake cosmetic improvements.
To qualify for the General Rehabilitation Program:
- Total household income may not exceed 80% of the area median income based on household size.
- Property must have sufficient equity to cover the loan
- For households that earn between 51% and 80% of the area median income, a 3% interest loan is repaid over 10 years
- For households that earn below 50% of the area median income, a deferred loan is available. The loan is repaid when the home is sold, refinanced or title is transferred.
- Mobile homes are ineligible for this program. An exception may be made for homes with a permanent foundation on land that is owned by the occupant.
This is for income qualifying renters or homeowners with a disabled or elderly family member to make a home more accessible. Improvements can include construction of ramps, widening of doorways, and modifications to bathrooms and kitchens.
For owner-occupied properties,
- A maximum of $5,000 in assistance in the form of grant
- Projects above $5,000 to a maximum of $10,000 will be as a forgivable loan (one-fifth of the amount of the loan is forgiven each year the homeowner continues to owner-occupy the property so that the entire debt is forgiven after 5 years)
- Mobile homes are eligible for the grant
For tenant-occupied properties,
- A maximum of $10,000 in assistance will be as a forgivable loan (one-fifth of the amount of the loan is forgiven each year a disabled tenant continues to rent the property)
- The property owner will sign an agreement to make the rental property available for persons with disabilities for 5 years after which the full loan amount is forgiven.
To qualify for the Accessibility Program:
- Total household income may not exceed 80% of the median income based on household size.
- For the forgivable loan, homeowners must have sufficient equity in the home to cover the loan
Mobile Home Repair Program:
This grant, up to $5,000, assists mobile homeowners at or below 50% of the area median income (AMI) to make emergency repairs that pose a serious threat to the health and safety of the family, weatherization repairs, and/or upgrades that are ineligible for the Longs Peak Weatherization Program.
Mobile homes located on a pad or cinder blocks, that have the axles removed, and are located on property not owned by the homeowner are eligible.
Examples of Eligible Work
- Replacement of furnace that has failed
- Replacement of water heaters that have failed, and plumbing work
- Insulation, storm windows, caulking, etc.
Emergency Repair Program:
Assists qualified homeowners with emergency housing problems that pose an immediate threat to the health and safety of the household. A maximum of $2,500 may be granted to correct emergency conditions including an inoperable furnace or water heater, and potentially hazardous plumbing and electrical systems. This assistance is in the form of a grant and is not required to be repaid.
To qualify for the Emergency Repair Program:
- Total household income may not exceed 50% of the area median income based on household size.
- Mobile Homes are ineligible for this grant.