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Benefits Overview

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Health, Dental and Vision Insurance

The City offers eligible employees two medical plan options through Kaiser Permanente: a traditional HMO, and a Triple Option Point of Service Plan that covers care through the HMO, a network of participating providers, or any licensed provider of your choice.  Dental benefits are provided through Delta Dental of Colorado's PPO plus Premier program. Vision care is provided through Vision Service Plan.

Employee Status

Triple Option



vision exam & mat.

Employee Only




 $0  $10.03

Employee + one dependent




 N/A  N/A

Employee + two or more dependents




 $3.83  $28.20

The Wellness Works program is open to all employees with a range of classes, activities, and incentives for healthy living.

Preparing For The Unexpected

Basic Life Insurance

The City pays the full cost of employee basic life and accidental death and dismemberment coverage. Life benefits under each plan are equal to 1½ times the employee’s annual base salary up to a maximum of $250,000 each.

Long Term Disability

The City pays the full cost of Long-term Disability coverage.  This plan pays 60% of base monthly salary to a maximum benefit of $10,000 per month.

Supplemental Insurance

Employees may purchase additional insurance products for themselves and eligible dependents through AFLAC.

Pet Insurance

Employees may purchase pet insurance directly through Nationwide Insurance.

Family and Medical Leave

Qualified employees may use Family and Medical Leave for personal or family events that necessitate an absence from work under the provisions of the Family and Medical Leave Act.  Click to download the FMLA full description.

Planning For Your Future

City Pension

Both the employee and the City contribute to a defined benefit pension plan. The employee contributes 6.0% (5.0% if hired after 12/31/2011) of base salary before taxes and the City contributes as required to provide for future retirement benefits. Employees are 100% vested in their contributions and become fully invested in the Plan after 5 years of service. Employees eligible for a normal retirement at age 65 receive a benefit of 2.2% of final average monthly pay for each year of credited service in the plan.

Money Purchase Plan

Both the employee and the City contribute to a defined contribution money purchase plan. The employee contributes 5% (6% if hired after 12/31/2011) of base salary before taxes. The City also contributes 5%. Employees are 100% vested in their own contributions and are fully vested in the Plan after 3 years or service. Investments are self-directed by employees.

Section 457 Deferred Compensation Plan

The City offers employees an optional Deferred Compensation Plan, which defers federal and some state income taxes until retirement. Employees direct their funds into several investment options provided through ICMA. An after-tax Roth component is also available. 

Personal Time


Full-time employees earn 96 hours of vacation annually for the first five years of employment. Additional vacation time is accrued after five years.

Sick Leave

Full-time employees earn 96 hours of sick leave per year and this leave may be accumulated without limitation.

City Holidays Observed

The City observes ten designated holidays per year plus a floating personal holiday. Observed holidays include:

  • New Year's Day
  • Martin Luther King, Jr. Day
  • President's Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Veterans Day
  • Thanksgiving Day
  • Day after Thanksgiving
  • Christmas Day

For specific dates please see the City Calendar. 

Some Extras

Tuition Reimbursement

The City offers a tuition reimbursement program for employees attending classes at accredited educational institutions.

Employee Assistance Program

Counseling and related services are available for employees and their family members at no charge through an Employee Assistance Program.

Flexible Spending Accounts

Employees may elect to put aside money on a pre-tax basis to pay qualified dependent care and health care expenses.

Retiree Health Savings Account

 Employees participate in this retiree health benefit savings vehicle that allows the accumulation of assets to pay for medical expenses in retirement on a tax-free basis. The accounts are funded by annual City contributions and employee contributions of unused sick leave accumulations.

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